SMEs are the lifeline of our economy in Ghana. However, many SMEs have been excluded in the financial services due to sometimes high cost associated with accessing financial services.

So we have compiled all banks in Ghana and their charges, right from the minimum opening balance, cost of cheque books to commission on turnover and e-banking or mobile services charges.

We hope this will help SME owners to make their choices when selecting which bank to go in for.

Edward is a co-founder and the CEO of Built Financial Technologies. He's a chartered accountant and his professional interest is in accounting technology implementation, financial management, corporate reporting and strategy.

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2 replies on “Which banks in Ghana are the most SME-friendly?”

  • Avatar
    Dotse Dossou
    March 9, 2021 at 2:33 pm

    Are you sure your info is accurate. I have a business account with UMB and I am charged 20 cedis a month.

  • Avatar
    C. A. Daniels
    November 28, 2022 at 8:33 am

    May I know if the telephone numbers for GT Bank and NIB Bank are the same as in the above bank contact list?
    Thus GT Bank (SME) ……………………. 030 268 0668
    and NIB Bank (SME) ……………………. 030 268 0668

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