SMEs are the lifeline of our economy in Ghana. However, many SMEs have been excluded in the financial services due to sometimes high cost associated with accessing financial services.

So we have compiled all banks in Ghana and their charges, right from the minimum opening balance, cost of cheque books to commission on turnover and e-banking or mobile services charges.

We hope this will help SME owners to make their choices when selecting which bank to go in for.

Edward is a co-founder and the CEO of Built Financial Technologies. He's a chartered accountant and his professional interest is in accounting technology implementation, financial management, corporate reporting and strategy.

Leave a Reply

Your email address will not be published. Required fields are marked *

11 replies on “Which banks in Ghana are the most SME-friendly?”

  • Avatar
    Dotse Dossou
    March 9, 2021 at 2:33 pm

    Are you sure your info is accurate. I have a business account with UMB and I am charged 20 cedis a month.

  • Avatar
    C. A. Daniels
    November 28, 2022 at 8:33 am

    May I know if the telephone numbers for GT Bank and NIB Bank are the same as in the above bank contact list?
    Thus GT Bank (SME) ……………………. 030 268 0668
    and NIB Bank (SME) ……………………. 030 268 0668

  • Avatar
    May 31, 2025 at 6:17 am

    This is my first time pay a quick visit at here and i am really happy to read everthing at one place

  • Avatar
    May 31, 2025 at 6:35 am

    I do not even understand how I ended up here, but I assumed this publish used to be great

  • Avatar
    May 31, 2025 at 6:55 am

    Very well presented. Every quote was awesome and thanks for sharing the content. Keep sharing and keep motivating others.

  • Avatar
    May 31, 2025 at 7:15 am

    Hi there to all, for the reason that I am genuinely keen of reading this website’s post to be updated on a regular basis. It carries pleasant stuff.

  • Avatar
    May 31, 2025 at 7:44 am

    very informative articles or reviews at this time.

  • Avatar
    May 31, 2025 at 8:00 am

    Good post! We will be linking to this particularly great post on our site. Keep up the great writing

  • Avatar
    May 31, 2025 at 8:19 am

    I just like the helpful information you provide in your articles

  • Avatar
    June 2, 2025 at 6:26 pm

    Nice post. I learn something totally new and challenging on websites

  • Avatar
    June 2, 2025 at 8:54 pm

    Good post! We will be linking to this particularly great post on our site. Keep up the great writing

Instagram

%d bloggers like this: